Tailored Mortgage Solutions as Unique as Your DNA
At DNA Mortgages, we know that no two people are the same and neither are their financial journeys. That’s why we provide mortgage solutions built around your unique financial DNA. Whether you’re buying your first home, investing in property, or refinancing, our expert team is here to guide you every step of the way.
Your Financial Blueprint, Our Expertise
At DNA Mortgages, we provide tailored lending solutions and expert advice to first home buyers and property investors across New Zealand. From property investments to refixing and mortgage advice, we are here to offer support and guidance, ensuring you make informed decisions that align with your financial position.
Chart Your Path to Property Success
 |  |  |  |  |  |  |  | |
| Variable Floating | - | 5.79% | 5.84% | 4.99% | - | - | 5.79% | - |
|---|---|---|---|---|---|---|---|---|
| 6 months | 4.49% | 4.49% | 4.49% | 4.59% | 4.49% | 4.49% | 4.59% | 4.49% |
| 1 year | 4.69% | 4.65% | 4.65% | 4.59% | 4.65% | 4.69% | 4.59% | 4.69% |
| 2 years | 5.29% | 5.25% | 5.19% | 5.15% | 5.29% | 5.19% | 5.19% | 5.19% |
| 3 years | 5.49% | 5.49% | 5.39% | 5.39% | 5.55% | 5.29% | 5.49% | 5.29% |
| 4 years | - | 5.69% | 5.59% | 5.75% | 5.89% | 5.59% | 5.69% | 5.39% |
| 5 years | - | 5.89% | 5.79% | 5.89% | 5.99% | 5.79% | 5.79% | 5.59% |
Rates sourced from MortgageRates.co.nz. Accurate as of May 6, 2026. Please check the updated rates on MortgageRates.co.nz.
Accelerate Your Property
Journey in New Zealand
Lending
At DNA Mortgages, we offer customized lending solutions, catering to your financial standing. We provide accessible lending options with the best rates and terms available.
First Home
Our team of experts here at DNA Mortgages provide step-by-step guidance to first time buyers, ensuring a smooth-sailing journey in achieving their dream home.
Property Investment
Here at DNA Mortgages, the Sky’s the limit. We help clients finance their property investments to increase their financial position for retirement.
Refixing
We work with our clients throughout the life of their mortgage, offering financial advice for fixed rate review, ensuring that your loan is still fit for purpose, and helping you become mortgage free faster.
Refinancing
Optimise your financial strategy with DNA Mortgages. Whether you’re trying to pay off your mortgage sooner or reduce your monthly payments, we provide personalised advice and solutions.
Mortgage Advice
Navigate the complexities of the mortgage landscape with DNA Mortgages. Our seasoned experts offer tailored mortgage advice to fully equip you with information fit to your financial standing.
Why Choose Us?
Exceptional Solutions
Just as DNA carries the blueprint of life, our mortgage solutions are designed to align with your personal and financial aspirations. Whether you’re buying your first home, refinancing, or expanding your property portfolio, we have options tailored just for you.
Expert Guidance
Think of us as your geneticists of finance. We analyze every aspect of your financial DNA to provide you with clear, actionable advice, making the mortgage process seamless and stress-free.
End-to-end Support
From the first consultation to the final signature, we’re with you every step of the way. Your property ownership journey is as important to us as it is to you, and as we get paid by the banks, there is no cost to you if you choose to work with us.
Your Financial Blueprint Awaits
Discover
Book a discovery call with our team of experts to assess your current situation and needs.
Develop
We develop tailored strategies and solutions to make your dreams a reality.
Deliver
We don’t just provide solutions, we deliver the best results for your long-term success.
